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Essay Writing Format For Bank Po Exam 2017

Dear Aspirants,

Writing skills are an important part of communication and Descriptive Test (of English Language) will test your writing skills, understanding, analysing and summerising skills. Learning how to write essays and letters can be one of the drearier experiences for students, but it is also one of the most important. It puts all your knowledge of language and General Awareness to Test. By working on your writing skills you will become more capable of analyzing data, interpreting data, and thinking critically. This year IBPS has also re-introduced Descriptive Test in the Mains Examination of Probationary Officer Recruitment, so you must not take this test lightly as Descriptive Writing Test is of equal importance as the objective test for IBPS PO Mains Aspirants.

What can be the key to effective writing to score in Descriptive Section of IBPS Exam?


  • Reading- The more you'll read the more it will become easier for you to express opinions, ideas, and facts in a proper manner. Reading is essential to effective writing.
  • Grammar, Spellings, and Punctuation- Take them seriously!! There will be a deduction of marks in case you trip on these three. 
  • Brush up your knowledge of Current Affairs- There is a high possibility that you'll face a question from one of the trending topics in news, so always stay updated.

LETTER WRITING

In recent competitive exams, we’ve seen letter to the editor and informal letters were the hot topics asked in the descriptive paper. While writing a letter one should keep in mind to write letters that get your message across without the reader calling you for clarification. Letters shouldn't be verbose and usually, in competitive exams, there is a prescribed word limit.

Here is an example of Formal Letter Writing:

Q. Write a letter to the SHO of your area complaining against the violation of traffic rules by the people. (WORD LIMIT- 150)

17-B, Sadar,
Nagpur

24th August 2017

The SHO,
Sadar, Nagpur,
Maharashtra

Sir,

I wish to draw your kind attention towards the increasing incidents of road accidents in our area. The major cause of such incidents is the violation of traffic rules and absence of traffic police on signals. People are in a habit of breaking laws. Everybody on the road seems to be in a hurry.
It is very common that many people talk over mobile while drive and also jump red lights. Over speeding is another cause of road accidents. All these have contributed to the increase in the road accidents. Pedestrians do not feel safe while moving on the road.
It is, requested to take immediate necessary action to check the incidence of road accidents. Traffic police may be deployed on every street to punish those who dare to break the traffic rules.

Yours faithfully,
Imraan Malik


Try it Yourself | Important Letter Writing Topics for IBPS PO Mains

  • Write a letter to the editor of a newspaper regarding pollution in the festive season. (150 words)
  • You have ordered a digital camera online form a reputed company, but when the article was delivered you found that the article was not the same as you had ordered. Write a grievance redressal letter to the concerned company. (150 words)
  • Write a letter to your branch requesting them to transfer your savings account from Hari Nagar, Delhi branch to Gomti Nagar, Lucknow branch because of your transfer. (150 words)
  • Write a letter to your brother, expressing concern regarding use of social media and its impact on youth. (150 words)
  • Write a letter to your sister, asking her to be vigilant of her online presence and be aware of the online epidemic of ransomware   (150 words)


ESSAY WRITING

An Essay broadly consist of three part:

1) Introduction
2) Body
3) Conclusion

Introduction : Introduction is one of the most important part of your essay that can either leave a good or bad impression on the reader. And remember, if you get a grip on it then rest won't matter much. Suppose if "Beti Bachao, Beti Padhao" is given as topic then to introduce the essay, you need to be aware of the motive and the essence behind the scheme.

Active voice, wherein the subjects direct actions rather than let the actions "happen to" them – "he scored a 99%" instead of "he was given a 99%" – is a much more powerful and attention-grabbing way to write. At the same time, unless it is a personal narrative, avoid personal pronouns like I, My, or Me. Try instead to be more general and you will have your reader hooked.

Body : Once the introduction part is over then you have to include bits and pieces of the topic. It can include anything and while writing the body, you have to be careful about the facts and figures. That doesn't mean that it has to be accurate but you can use the approximate figures. For the first body paragraph you should use your strongest argument or most significant example unless some other more obvious beginning point (as in the case of chronological explanations) is required. The first sentence of this paragraph should be the topic sentence of the paragraph that directly relates to the examples listed in the mini-outline of introductory paragraph.

When you present facts in the essay, it shows how aware you are of the surrounding world. And also it looks good.

Conclusion : Conclusion is the part that includes the summary and things that can be improved. As the final paragraph is represents your last chance to make your case and, as such, should follow an extremely rigid format. You can read various examples of Essay and you can observe certain points because the conclusion part is very common and you can pick certain ready made points. But be careful while using them in your essay.


Here is an example of Essay Writing: Write an essay on the Blue Whale Challenge: Targeting Psychology of vulnerable minds in 200 words.


Blue Whale Challenge: Targeting Psychology of vulnerable minds 



"Blue Whale Challenge" that was initially a sensationalized hoax, is now believed to have had instances of mimetic self-harming and mimicking groups, leaving immature teenagers at risk of cyberbullying and online shaming. Blue Whale is explained as being based on the relationship between participants (or challengers) and administrators. The administrators command a series of missions that players must accomplish, usually one per day, some of which involve self-mutilation.

The Blue Whale challenge is an online game that pushes teens to commit suicide. Over the past month, a dozen teen deaths have been associated with the game in India and many more across the world. There is need to move discourse from the cause, to address the fundamental mental health vulnerabilities that are getting these kids manipulated by an administrator who slowly works on stimulating dormant suicide ideation in someone with depression.

We need a discourse on depression but to do that, there is a necessity to de-hyphenate anxiety from psychosis. We can’t wait for authorities or government to provide solutions, each of us has to do our part to promote better mental well-being in whatever approach possible.

Try it Yourself | Important Essay Writing Topics for IBPS PO Mains

  • Write an essay on merits and demerits of cryptocurrency. (150 words)
  • Write an Essay on India-China Border Disputes - What is the Doklam Issue? (200 words)
  • Write an Essay on Godmen- A Threat to Indian Society (150 words).
  • Write an essay on advantages and disadvantages of NEET. (150 words)
  • Write an Essay on Prompt Corrective Action taken by RBI (250 words).  
  • Write an Essay on Right to Privacy: Fundamental Right. (150 words)
  • Write an essay on Myanmar's Rohingya Refugee Crisis. (200 words)
  • Write an essay on Is Digital Banking a curse to human engagement/ employment?
  • Demonetisation in 2016 gave a boost to internet banking, mobile wallets etc. Write an essay in 150 words on the topic- Can India go Cashless? (200 words)


We are providing our readers with the 2nd edition of A Guide to Descriptive Writing eBook where we've covered essays and letters on many important current affairs based topics of last 4-5 months. You can get the Descriptive Writing ebook from store.adda247 for a nominal price of 199/-. You’ll get solved examples of essays on most frequently asked topics like Demonetisation, Caste Based Reservation in India, Climate Catastrophe, Social Media etc. and Current Affairs based trending topics like Doklam Issue, Blue Whale Challenge, World War-III, Cryptocurrency, Right to Privacy, Prompt Corrective Action, Bullet Train, Can India go Cashless?, Challenges After GST Implementation etc.

Through this ebook you can also learn key point and write an essay on insurance and Banking related topics like Financial Inclusion, Merger of banks, Insurance Penetration etc. To help you understand the art and pattern of letter writing we have included tips and letter writing aids of both Formal and Informal Letter separately, along with solved examples of Letter to Editor, Complaint Letter, Grievance Redressal Letter, Formal Invitation etc. in Formal Letter Category and Personal Letter/ Expression of Concern, Condolence Letter, Informal Invitation, Letter of Congratulations, Thank You Letter/ Gratitude Expression etc. in the Informal Letter Category. You must attempt to write essays and letters on the questions of this practice exercise as this will not only help you test your skills of essay writing but also will boost your confidence.


          





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English essay writing was part of our school syllabus but now, it is an important paper in bank & insurance exams.In addition to the objective papers, there is a separate descriptive section that intends to test candidates english knowledge.Since essay writing questions are to be asked in the exam, we tell you how to write essays in the correct format for upcoming exams.

 

Since the descriptive tests are conducted online, papers wont be provided in the exam centre.Answers have to typed on a computer using a keyboard including letter writing

 

Essay Writing Basics

Reading an english essay in books or newspaper could be simple but writing it yourself is not an easy task.With just 30 minutes to complete the paper, it is necessary to know how to write a proper essay within the given time.

 

The total marks allotted for essays could range between 20 to 30.Generally, the number of words is specified in the question paper itself.If its not mentioned, you may write an essay in 250 – 300 words.

 

It is always best to follow a format while writing an essay.So here are the important parts of a good essay:

  • Introduction
  • Main body
  • Conclusion

Let me explain this format with a sample essay topic asked in one of the previous year UIIC AO descriptive test.

 

Steps taken by government to increase insurance penetration

 

India with a population of over 1 billion is the 2nd most populous country in the world. But the number of insured people is only around 20% which is very less compared to other countries.There could be many reasons for this shortfall such as lack of awareness or the inability of companies to reach the masses.But the government of India on its part has taken many steps to increase insurance penetration.Let us see some of them.

 

The biggest step taken by the government in recent years was raising the Foreign Direct Investment (FDI) to 49% from the earlier 26%.This amendment paved way for foreign insurance companies to start operations in India by partnering with existing entities & offer more products suited for Indian public.

 

In a major push to increase insurance penetration, the Indian PM Narendra modi launched “Pradhan Mantri Suraksha Bima Yojana (PMSBY), a personal accident insurance scheme with coverage of Rs.2 lakh at a premium of Rs.12 / annum & Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), a life insurance scheme with coverage of Rs.2 lakh at a premium of Rs.330 / annum.

 

Nearly 124 million Indians have enrolled for these schemes, as of February 2016.

 

To promote the need for retirement savings, the central government reduced the service tax on single premium annuity policies from 3.5% to 1.4%.It brought down the premium amount to be paid by the policy holder significantly.

 

Although the government has brought many reforms in the insurance sector, the above steps have helped more people to take up insurance policies. So in the coming years, we can be confident of seeing higher growth in insurance penetration among Indians.

 

How I Wrote an Essay?

I wrote the above essay in 275 words by sticking to the already mentioned format.Any essay article should be divided into three parts for easier writing.

 

 

Introduction: It should always be the first paragraph.You must write 5 – 6 sentences covering only the general points about the question/ topic.

The topic that i chose to write was about insurance penetration.So a broad outline of the present insurance sector in India can be the only introduction that one can write.

Similarly, you should write a suitable introduction for any topic but make sure it does not exceed 6 sentences or 70 words.

 

Also checkout: SBI PO descriptive test pattern & cutoffs

 

Main body of the essay: This is where you are supposed to write all the relevant content regarding the topic.You should not explain about the introduction or the overall view here because the word limit is just 250 – 350 words.So start describing the points directly.

In the sample essay, there are only 3 paragraphs in the body section but i have mentioned 3 important steps taken by the government.

There are marks given to the structure of your content as well.So write in paras as it not only looks good but makes reading also easy.

 

Conclusion: Finally, the last paragraph should always be the conclusion.But it should be framed in such a way that the reader must feel like “Oh, he/ she is concluding the article”.

Look at the concluding paragraph of my passage.It contains 2 sentences but i have summarized the entire essay by stating that these steps were taken by the government & connected it with the topic (how it helps to increase insurance penetration).

Whatever topic is given, your conclusion should sum up the complete article linking it to the title.Do not end the essay abruptly without writing a proper ending statement.

 

How to Practice Essay Writing?

Newspapers can be the best guide to practice essay writing.We recommend you to read The Hindu or The Indian Express or The Business Line & see how they frame sentences.

  • Pick any general topic & read the complete article
  • Write an essay on it in the format given above

Try to write atleast 2 articles per day so that you are comfortable & confident to attend the questions on the exam day.

 

Bookscovering essays on various topics are available at cheap rates nowadays.They can be bought but remember, it is just a reference & practice guide.

 

* Modern Essays (more than 150) for Rs.109 – Click here to buy online

 

Dont expect the same articles you read in books & papers to be asked in the exam as well.Questions can be framed based on anything but if you know the basics, you can easily crack it.

 

Struggling to write letters?Then checkout how to write proper letters for letter writing in descriptive test

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